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Rental Yield & BTL Calculator

Calculate gross and net rental yields, monthly cash flow, ROI and whether a buy-to-let investment stacks up — before and after mortgage costs and expenses.

Indicative estimates only · Not financial or tax advice · Section 24 mortgage interest restriction applied
Property Details
Property purchase price£200,000
Monthly rental income£1,000/mo
BTL mortgage deposit25%
Mortgage interest rate5.5%
Mortgage term25 years
Annual Costs
0% if self-managed
% of property value
Gross Rental Yield
0.0%
Gross yield—
Net yield (after costs)—
Yield vs savings rate—
Yield benchmark—
Return on Cash Invested
—
Annual post-tax cash-on-cash return on deposit
Important: Figures are indicative only. Tax treatment depends on whether you hold property personally or in a limited company, and your overall income. Section 24 mortgage interest restriction applies to personal ownership. Stamp duty for additional properties (3% surcharge) not included. Consult a qualified accountant or property tax specialist.